Security

Official @XRP Account on X: How to Spot the Fakes in 2 Minutes

The official @XRP account launched on X on October 19, 2026. What it says, what it won't discuss, and a 4-point check to tell it apart from scam copies.

Video: Official @XRP Account on X: How to Spot the Fakes in 2 Minutes

Key takeaways

  • The official @XRP account went live on X on October 19, 2026, and is managed by Ripple and the XRP Ledger Foundation.
  • According to the video, the account's October 20 guide says: "If you were DM'd asking for funds, it's a scam."
  • A tick on X proves less than it seems: ticks can be bought, and real verified accounts have been hacked.
  • Check four things: the handle is exactly @XRP, it joined in October 2026, the link is xrp.org, and the bio names Ripple and the XRP Ledger Foundation.
  • The account can't recover coins sent to a scammer or protect coins left on an exchange; keeping XRP safe is still up to you.

Ripple and the XRP Ledger Foundation launched an official @XRP account on X on October 19, 2026. It is the first account to speak for the coin itself in the XRP Ledger’s 14-year history. According to the video, the account’s first safety guide includes one blunt line: “If you were DM’d asking for funds, it’s a scam.”

That matters because fake XRP accounts have targeted holders for years, and the video says some people did send their coins. Fake Brad Garlinghouse livestreams promising to “double” any XRP sent were common enough that Ripple made its own parody video about them. A Bullrunners video covers what the new account says, why a tick next to a name proves little, and a two-minute check anyone can do on their phone. The host also notes that the account does not talk about price.

Why didn’t XRP have an official account before?

XRP never had an official account because XRP is not a company. It is the native coin of the XRP Ledger, which went live in 2012. Ripple is a company that uses XRP and holds billions of it, but Ripple always spoke as Ripple. Nobody spoke for the coin.

Forums, influencers and a long line of fake accounts posing as Ripple or its executives filled the gap. In April 2020, Ripple and Brad Garlinghouse sued YouTube over fake XRP giveaways. On Bloomberg, Garlinghouse said that after Ripple reported fraudulent accounts pretending to be him, YouTube had taken “weeks, if not months” to remove them. The two sides settled in 2021, but the video notes that the fakes never went away and that ordinary holders paid the cost.

What is the official @XRP account?

The official @XRP account is a profile on X managed by Ripple and the XRP Ledger Foundation, an independent non-profit set up in 2020 to look after the ledger. The profile links to a new website, xrp.org.

Its first post, on October 19, 2026, read “hello, world. It’s about time.” “Hello, world” is the traditional first output of a new computer program. The host checked on October 21 and says that the single post had about 5 million views by then and the account had nearly 142,000 followers.

What does the official XRP account tell holders?

The account’s main message to holders is about safety. On October 20 it published a long guide that, according to the video, says:

  • If you hold your own XRP, only download wallets from official sources.
  • Check every web address.
  • Never share your secret key or recovery phrase.
  • “If you were DM’d asking for funds, it’s a scam.”

A DM is a private message. In other words, the guide puts in writing that the official account will not message you asking for coins. If you’re unsure what a recovery phrase does or how to store one, Bullrunners has a guide on what a seed phrase is and how to keep it safe.

The guide also covers earning on XRP. According to the video, it says XRP does not pay staking rewards on its own. Staking is when a coin pays you for locking it up. The guide says you can add XRP to a liquidity pool on the XRP Ledger and earn a share of trading fees. It then tells readers to understand how the returns are made, use reputable providers, and remember that every opportunity carries risk.

What won’t the official account talk about?

According to the video, the official XRP account does not discuss price. The profile says “Not investment advice” at the top, and the host found nothing on it about where the price is heading. The video treats that as a useful warning sign. Any XRP-branded account promising a price target, a giveaway or a bonus for sending coins is probably not the real one.

The video also asks holders to remember who runs the account. Ripple is a company with its own business interests, and it holds a large amount of XRP. The account is a good place to check a fact, but it is not a neutral adviser on what to do with your own money.

For context, the video says XRP was trading around $1.30 near the account’s launch. It describes that as roughly 64% below a high of about $3.65 in July 2025.

Does a verified tick prove an XRP account is real?

A tick on X proves much less than most people assume. The video says the real @XRP account carries a gold tick, which X uses to mark a verified organization. But X lets users pay for verification. When paid ticks arrived in November 2022, NBC News reported that soon after the rollout, some users began using them to impersonate athletes, brands, celebrities and Elon Musk himself.

Genuine accounts can be taken over too. In July 2020, hackers took over verified accounts belonging to figures such as Elon Musk and Barack Obama. They used them to post the same “send me Bitcoin and I’ll send you double” scam, and CBS News covered it at the time.

That is why the video says the rule from the official guide matters more than any badge. If anyone, real or fake, asks you to send coins, treat it as a scam. Bullrunners’ broader guide to fake giveaways, fake tokens and other XRP scams covers other common tricks.

Are impersonation scams still growing?

The video expects a fresh wave of fake XRP accounts around Ripple’s Swell conference, which returns on October 27, 2026. Ripple warned in summer 2025 that scammers were hijacking YouTube channels and dressing them up as Ripple’s. The video says that after Swell in November 2025, Ripple reported a sharp rise in fake live videos.

Impersonation goes well beyond crypto. According to the Federal Trade Commission, Americans reported losing $3.5 billion to imposter scams in 2025. These are scams where someone poses as a trusted organization such as a bank or a government office. The FTC even released its own video because scammers were impersonating its staff. In it, FTC officials warn that scammers tell people to “move your money to protect it,” and say that “no one at the FTC will ever tell you to withdraw your money and give it to someone else.”

The FBI put 2025 crypto fraud losses at a record of more than $11 billion, and older people were hit hardest. With crypto, there is no bank fraud team to reverse a payment.

The 2-minute check for the real @XRP account

Open the X app, search for XRP, tap the account and check four things:

  1. Handle: it should be exactly @XRP. Three letters, with no underscores, extra letters or numbers.
  2. Join date: under the bio it should say it joined in October 2026. An account claiming to be official that joined years earlier is not.
  3. Link: the website should be xrp.org, spelled exactly that way.
  4. Managed by: the bio should say it is managed by Ripple and the XRP Ledger Foundation. Tap @Ripple in the bio. According to the video, it should open Ripple’s own page, which has more than 3 million followers.

While the app is open, scroll through your messages. If anything with an XRP logo has ever asked you to send coins, block it and report it.

What the official account can’t fix

The @XRP account cannot recover a single coin sent to a scammer, because XRP Ledger transactions cannot be undone. If that has already happened, Bullrunners has a guide on what to do if your crypto is stolen. The account also cannot protect coins left on an exchange if that exchange fails or locks your account. And, as the 2020 hack showed, an official account can itself be taken over.

If you hold XRP yourself and lose your recovery phrase, nobody can restore it: not Ripple, not the foundation, nobody. The account helps you decide who to trust, but securing your XRP still comes down to you.

What to watch next

The video expects more fake livestreams and impersonator accounts around Swell on October 27, 2026, so keep the four-point check handy. According to the video, International Fraud Awareness Week starts on November 15. It is a reasonable reminder to review where your coins are held, who holds the keys and whether your recovery phrase is backed up offline. Above all, keep the one rule the official account put in writing: a message asking for your coins is a scam.

Frequently asked questions

Is there an official XRP account on X?

Yes. The @XRP account made its first post on October 19, 2026: "hello, world. It's about time." Its profile says it is managed by Ripple and the XRP Ledger Foundation, and it links to xrp.org.

Will the official XRP account ever ask me to send XRP?

According to the video, the account's October 20 guide says: "If you were DM'd asking for funds, it's a scam." The video's advice is to treat any account that asks you to send coins, real or fake, as a scam.

Does a verified tick on X mean an XRP account is real?

Not on its own. The video says the real @XRP account has a gold tick, which X uses for verified organizations. But X has sold ticks since November 2022 and impersonators used them, and in July 2020 genuine verified accounts were hacked to run a crypto doubling scam.

Does the official XRP account give price predictions?

Not according to the video. The profile says "Not investment advice," and the host found nothing on the account about where the price is going. The video treats an XRP-branded account promising a price target or a giveaway as a red flag.

Does XRP pay staking rewards?

According to the video, the official account's guide says XRP doesn't pay staking rewards on its own. The guide says XRP can be placed in a liquidity pool on the XRP Ledger to earn a share of trading fees, and that holders should understand the risks first.

Full video transcript

From the video's captions, lightly formatted. Captions can mishear names and numbers, so check figures against the article above.

Right, ball runners. Picture a live stream on YouTube with Ripple's boss, Brad Garlinghouse, on the screen and a banner under him saying, "Send your XRP and he'll send you double back." Except it isn't him, is it? It's a fake channel using his face, and anything you send goes straight to a scammer. So, XRP holders, after 14 years, XRP finally speaks for itself, and it will never ask for your coins. Because for 14 years, XRP never had an official account of its own, and scammers filled the gap.

Then, on the 19th of October 2026, the official @XRP account went live on X. So, if you own XRP, the real @XRP account is live, and I'll show you how to spot the fakes on your phone. There's also a link first in the description that I'll take you through. And for a lot of XRP holders, it's what finally puts them in charge of their own coins. That fake live stream trick ran for years, and some people did send their coins, which is mad because it got so bad that Ripple made its own video taking the mic out of it.

Hi, I'm Brad Garlinghouse, CEO of Ripple.

No, you're not.

Big wins at the XRP giveaway. Link in bio. Look, this guy is obviously a scam. There's no XRP giveaway. Send us 500 XRP and we'll send you double back.

Congratulations, XRP holders.

Woah, woah, woah. Ripple will never ask you to send us XRP. My name's

Rory. I've been trading crypto and forex since 2020, and it's given me a full-time income and the freedom to travel the world while I do it. And by the end of this, you'll know three things: what the official account actually tells you, and the one thing it won't talk about, what a tick next to a name on X proves a lot less than you'd think, and the 2-minute check on your phone that tells you if you're looking at the real thing. So, hang on. How does a coin worth billions not have its own account?

Well, XRP isn't a company, right? It's the coin that runs on the XRP ledger, which went live back in 2012. Ripple's the company that uses it and holds billions of it, but Ripple always spoke as Ripple. Nobody spoke for the coin itself. So, where did holders get their news from?

Well, from people like me, from forums and influencers and from an army of fake accounts pretending to be Ripple or its bosses. And in April 2020, Ripple and Brad Garlinghouse went as far as taking YouTube to court over fake XRP giveaways. And here's Brad on Bloomberg explaining why.

I can tell you firsthand, I can give many examples where we have reported known fraud, known scams that are occurring accounts representing to be me, to be personally, and it's taken them weeks, if not months, to remove them.

Weeks, if not months. The two sides settled in 2021, but the fakes never really went away. And that's what winds me up because who paid for all that? Not Ripple and not YouTube. It was ordinary holders who'd saved up, bought a bit of XRP, and just wanted to know what was going on.

So, if you've ever wondered whether a post was real, you're not daft because for years there was nothing official to check it against. Like if you're bullish, let's run it.

[music]

Able runners, welcome back. So, on the 19th of October 2026, an account called at XRP put out its first post on X. And all it said was, "Hello, world." It's about time. Now, "Hello, world" is what programmers make a brand new program say first. And "It's about time" is spot-on, isn't it?

When I checked on the 21st of October, that one post had about 5 million views and the account had nearly 142,000 followers. His profile says it's managed by Ripple and the XRP Ledger Foundation, an independent non-profit setup in 2020 to look after the ledger and it points to a new website, xrp.org. But before the coin, this hits your everyday money, too, because fake official voices go after bank accounts, savings, and pensions. In 2025, people in America told the Federal Trade Commission they'd lost 3 and 1/2 billion dollars to scammers pretending to be someone they trust, like a bank or a government office, which is mad because that's people's savings. And the FTC's own bosses even made a video because scammers were pretending to be them.

Scammers are impersonating the FTC.

We're here to tell you that we're not the ones calling you.

We're not the ones threatening you.

We're not the ones on the phone who tell you to move your money to protect it.

This is a scam.

No one at the FTC will ever tell you to withdraw your money and give it to someone else. This is a scam, no matter who they say they are.

Move your money to protect it. That's the line people hear about their bank accounts every day. And with crypto, it's even worse because there's no bank to ring and no fraud team to reverse it. The FBI put crypto fraud losses in 2025 at a record of over 11 billion dollars and older people took the biggest hit. And I get why that's frightening because a lot of us have real money in XRP that we've worked hard for.

And half the time we don't know who to believe. The headlines pull one way, the influencers pull the other, and somewhere in the middle, there's a fake account waiting for you to slip up. All the while, the coins themselves are just sat there in a wallet or on an exchange doing nothing for you. I've done well in crypto off my own back and I got through 2022, but what really took me up a gear was the team we built at Altcoin Pro. Am I telling you to buy XRP?

Well, no. There may be better opportunities for your situation. And XRP has had a rough ride, hasn't it? Around the launch of that account, it was trading at about $1.30, which is roughly 64% below its high. But if your crypto's sitting there doing nothing, you can put the crypto you already hold to work and keep it in full self-custody in a wallet where only you hold the keys.

So, it can't be flagged, frozen, or wiped out because some platform went wrong. So, here's how it works. Go to the first link in the description and watch the short video. Then, hit the button underneath it, fill in the short form, and book your free 15-minute call. Someone on the team looks at what you actually hold, coin by coin, and talks it through with you.

And if you're watching this on your phone, just tap more under the video and you'll see the link at the top. It's for people holding $50,000 or more in crypto that's just sitting there. And if you're already well set up, they'll tell you that, too. Inside, you've got people from all walks of life, plenty of them looking after what they spent years building, plus a weekly call with the research team, and one-to-one coaching. And International Fraud Awareness Week starts on the 15th of November.

So, I'd get your call booked before then and have your setup looked at properly. So, what does the official account actually tell you? Well, on the 20th of October, it put out a long guide. And the bit I'd want every XRP holder to read is the safety part. It says, "If you hold your own XRP, only download wallets from official sources.

Check every web address, and never share your secret key or your recovery phrase." And then there's one line I love because it's so blunt. "If you were DM'd asking for funds, it's a scam." A DM is a private message. So, the official voice of XRP has told you in writing that it won't be sliding into your messages asking for coins. And it's honest about your earning on XRP, too, which surprised me. It says XRP doesn't pay staking rewards on its own, and staking is where a coin pays you for locking it up.

But it says you can put XRP into what's called a liquidity pool on the ledger and earn a share of the trading fees. And straight after, it tells you to understand how the returns are made, use reputable providers, and remember that every opportunity comes with risk. But here's what you won't get from it, and that's price talk. The profile says "Not investment advice" right at the top, and nothing I read on it says where the price is going. So, if an account with an XRP logo is promising you a price target, a giveaway, or a bonus for sending coins in, that's your first clue it isn't them.

And remember who runs it because Ripple's a company with its own business to look after, and it holds billions of XRP itself. So, the official account is a great place to check a fact, but it isn't a neutral mate telling you what to do with your own money. And the fake ones won't vanish just because the real ones turned up, will they? Back in summer of 2025, Ripple was warning that scammers were nicking YouTube channels and dressing them up as Ripples. And after its big yearly conference that November, it said fake live videos had shot up, which tells you something because that conference, Swell, is back on the 27th of October 2026.

So, expect a fresh wave of fakes around it. Now, you might be thinking, "Fine. I'll look for the tick." And the real @XRP account does have a gold tick, which on X markets a verified organization. But a tick on its own proves a lot less than you'd think because on X, you can pay for one. And when paid ticks first came in back in November 2022, NBC News showed what happened.

Yeah, not long after CEO Elon Musk rolled out a new paid subscription that allows users to buy a blue check. Some users began to abuse the service and impersonate athletes, brands, celebrities, even Musk himself.

Musk himself. And it isn't only fakes, either. Back in July 2020, real verified accounts got hacked and CBS News covered it.

A number of Twitter accounts belonging to politicians, celebrities, and other high-profile individuals were hacked on Wednesday. It appears to be part of a cryptocurrency scam.

Those were the real accounts of people like Elon Musk and Barack Obama, all posting the same send me Bitcoin and I'll send you double scam. So, even a genuine account could be taken over. And that's why the rule from the official guide matters more than any click. If anyone, real or fake, asks you to send them coins, treat it as a scam. So, here's a check and it takes 2 minutes.

Get your phone out, open the X app, search XRP, and tap the account. Now, check for four things. First, the handle under the name should be exactly @XRP. Those three letters and nothing else. No underscores, no extra letters, no numbers on the card.

Second, under the bio, it should say joined October 2026. So, if an account is calling itself the official one joined years earlier, it isn't. Third, the link should be xrp.org, spelled exactly like that. And fourth, the bio says managed by Ripple and the XRP Ledger Foundation. So, tap the @Ripple in there and it should take you to Ripple's own page with over 3 million followers.

And while you've got the app open, have a quick look through your messages. And if anything with an XRP logo has ever asked you to send coins, block it and report it. Now, let's be straight about what this account doesn't fix. It can't get back a single coin that's been sent to a scammer because on the XRP Ledger, there's no undo button. It can't protect coins you've left on an exchange either because if that exchange goes under or locks your account, a nice person X won't help you.

And as those hacked accounts showed in 2020, an official account can be taken over, too. Then, there's a price. About a dollar 30 around the launch is roughly 64% below the high of about $3.65 back in July 2025. And if you hold it yourself and lose your recovery phrase, that's a list of words that unlocks your wallet, nobody can get it back for you. Not Ripple, not the foundation, nobody.

So, the official account helps you work out who to trust, but keeping your XRP safe comes down to you. And getting that right is exactly why a lot of people come to us. Julio's one of our members and he first bought crypto back in '38. He says he lost a fair bit at the start because his coins weren't kept safe. And nearly everything he knew, he taught himself from YouTube.

What most helped him he says was the one-to-one coaching with a coach who kept explaining the same idea a different way until it clicked. That's Julio's story. Everybody's different and nobody can promise you the same. But if you've got 50 grand or more of your crypto is just sat there, the free call behind the first link in the description and I book it before the fraud awareness week kicks off on the 15th of November. So, think back to that fake Brad on YouTube promising to double your coins.

For 14 years, that kind of thing filled the silence because XRP had no official account of its own. On the 19th of October 2026, that changed with two words, "Hello, world." And one of the first things that voice told you was simple, that if anyone messages you asking for your coins, it's a scam. So, XRP has a voice of its own, but the keys and the choice of who you listen to are yours. Tell me in the comments, have you ever been sent a fake XRP giveaway or a message pretending to be Ripple? Just say yes or no and where it turned up, YouTube, X, email or a text and please don't paste any links.

And look, none of this is financial advice, guys. It's just my take after a lot of digging. Crypto carries risk and what's happened before is no guarantee of what comes next. So, stick with me, subscribe and there's a new one every day. Thanks for watching, guys.

Keep your head, stack with purpose and I'll keep you posted.

[music] [music] [music]

Education and commentary only, not financial advice. Crypto is volatile and you can lose money. Do your own research and speak to a qualified advisor before making investment decisions. Figures and quotes are as reported in the video on October 26, 2026 and may have changed since.