Crypto taxes and inheritance
Crypto tax forms, cost basis and reporting rules, plus how to pass your crypto on to family and what happens to forgotten accounts.
XRP Tax Records: A 5-Stage System for the 1099-DA and HMRC
How XRP holders can map, pull, label, price and reconcile crypto tax records as the 1099-DA, CARF and HMRC nudge letters put platform data in tax offices' hands.
October 14, 2026
Crypto Letter of Instruction: How to Write One Your Family Can Use
A will says who gets your crypto. A letter of instruction tells your family how to reach it. The six sections to write, where to keep it and what to leave out.
October 14, 2026
Form 1099-DA: Why Box 1g Is Empty for Crypto Bought Before 2026
Form 1099-DA reports what you sold but often not what you paid. Here's who counts as 'non-covered', why self-custody matters, and how to check your records.
September 19, 2026
Crypto Reporting Thresholds: Why Your Exchange's Limit Isn't $10,000
Most people think $10,000 triggers a report. For crypto exchanges, suspicious activity reports start at $2,000. The real thresholds, and why splitting backfires.
September 19, 2026
Unclaimed Crypto: When a Dormant Exchange Account Goes to the State
Coinbase sent $270 million to Wyoming as unclaimed property. How escheat laws treat dormant crypto, what resets the clock, and why death cuts it to 2 years.
September 15, 2026
Crypto Inheritance: How the Step-Up in Basis Works and Its Limits
Inherited crypto can get a new cost basis at the date of death under Section 1014. How it works, why gifts differ, and the IRS ruling on irrevocable trusts.
September 14, 2026
XRP Inheritance: What Happens to Your Crypto If You Die?
Your family can legally inherit your XRP and still be unable to reach it. How custodial and self-custody holdings differ, common mistakes, and a three-part plan.
September 14, 2026
Crypto Inheritance: What Happens to Self-Custodied XRP When You Die
Self-custody keeps your XRP safe from everyone, including your heirs. The real Matthew Mellon story, the myths, and five traps estate professionals warn about.
August 25, 2026