Fact Checks

Bearableguy123 Loadstar Letters: Did They Come Before the News?

A dated check of Bearableguy123's Christmas castle and three Loadstar letters shows each one appeared after the news it described, not before it.

Video: Bearableguy123 Loadstar Letters: Did They Come Before the News?

Key takeaways

  • Bearableguy123's Christmas castle went up on December 23, 2020, Pacific time, the day after the SEC sued Ripple, so it could not have served as a warning.
  • All three Loadstar letters were posted after the news events they discuss, including the MoneyGram deal and the Lagarde and Cœuré appointments.
  • The '22' pattern in Loadstar 2 and 3 only works on Pacific time; on Reddit's world-time clock both letters land on dates that sum to 23.
  • Scored one year out, the four Christmas forecasts the video rates (2018, 2021, 2022 and 2023) split two up and two down, and none named a direction.
  • Put a post's timestamp next to the news timeline before treating any riddle as a prediction.

Bearableguy123’s Christmas castle and his three Loadstar letters all appeared after the news they are said to anticipate, according to a Bullrunners video that checks the dates. The castle went up the day after the SEC sued Ripple. Each Loadstar letter discussed events that were already public, and his Christmas forecasts split two up and two down.

For XRP holders, the dates matter more than the riddles. A post that arrives after a lawsuit or a partnership announcement can’t help anyone act early. Reading it as a forecast can give a false sense that someone knows what comes next. The video’s rule is simple: receipts or it doesn’t count.

Was the Christmas castle the first Bearableguy123 castle?

No. According to the video, Bearableguy123’s castle riddle was already circulating by April 2018, more than two years before the Christmas castle. The video cites a fan blog post on Steemit dated April 23, 2018. That post calls the castle his most famous riddle. It describes a king, a jester, a bear, and a flag showing XRP, Bitcoin and the dollar with the initials IC.

The host corrects an earlier episode in the series, which said the castle first appeared in a Christmas post. The host couldn’t find the original dated picture, but fans were discussing it by late April 2018. In the video’s words, Christmas didn’t invent the castle. Christmas brought it back.

Did the Christmas castle warn anyone before the SEC lawsuit?

No. The Christmas castle was posted at 6:34 p.m. Pacific time on December 23, 2020. That was the day after the SEC filed its lawsuit against Ripple on December 22, 2020. In world time it was already December 24. Ripple chief executive Brad Garlinghouse had already said publicly that the SEC was about to sue, and the video dates that warning to December 21.

The picture shows a stone room with bands of color across the ceiling and a king watching from a window. A knight raises his sword, and the bear stands on a stool carving stone with a hammer and chisel. Below it is a string of numbers and letters that nobody has decoded to everyone’s satisfaction.

The video says the price move had already happened by the time the castle appeared. By its figures, XRP closed around 52 cents on December 21 and around 26 cents on December 23. That means a $10,000 position had fallen to roughly $5,000 before the castle went up. Whatever the picture means, it was not a warning anyone could have used.

What does Loadstar 1 say about 589?

Loadstar 1 describes 589 as “a code” rather than a price. (For the other 589 clues, see the Times Square bulbs and Fed deadline check.) The video reads that as reframing a target XRP was nowhere near reaching. The letter is a Christmas message that ends with a wish for a Merry Christmas. The copy readable today was reposted to his Reddit profile in March 2023. Fans date the original to December 2018, and the letter supports that: the last news date it lists is December 12, 2018, so it was written on or after that day.

That week XRP was around 31 cents, according to the video. The 589 end-of-year image covered in an earlier episode of the series would have needed roughly a 1,900-fold rise in under three weeks. Instead of treating 589 as a price, the letter called it a code. It linked the number to:

  • the Comex rule (Comex is a New York market for gold and metals contracts),
  • nostro/vostro accounts “unleashed” (money banks keep parked in each other’s countries so they can make payments), and
  • “hope and knowledge”.

The video compares this to someone who bet the Cowboys by 30 and, after the loss, says 30 was really a jersey number. The letter also said 2019 would be “a very interesting year”. According to the video, $10,000 in XRP on Christmas Eve 2018 was worth about $4,700 a year later.

Did Loadstar 2 predict the MoneyGram deal?

No. Loadstar 2 went up on June 22, 2019, five days after Ripple and MoneyGram announced their deal on June 17, 2019. The letter says MoneyGram’s work with Walmart was “purposely set up as a proving ground” for Ripple’s technology. It asks what happened on June 17 that “had the banks and institutions scrambling to talk to Ripple”.

The answer was already public. Ripple agreed to invest $30 million in MoneyGram, with the option to buy up to $20 million more at a minimum of $4.10 a share. MoneyGram disclosed the deal in a filing with the SEC.

The video calls this “walking you through the game film, not calling the play.” The letter closed with “You should be ready.” A $10,000 XRP position on the night it was posted was worth about $6,800 a month later, according to the video.

Did Loadstar 3 predict the Lagarde and BIS appointments?

No. Both appointments Loadstar 3 points to were public weeks before the letter. A poem on Twitter (now X) came first, on December 15, 2019, written in treasure-hunt language about a hidden location and a quest. Loadstar 3 itself went up on December 16, 2019, at 5:49 p.m. Pacific time.

Its two most-quoted lines concern central bankers:

  • Christine Lagarde, former head of the IMF, “graduated” to a bigger job at the European Central Bank. She became ECB president on November 1, 2019.
  • The letter asks why else the Bank for International Settlements would hire Benoît Cœuré. The BIS, which serves as a bank for central banks, announced him as head of its new technology unit on November 11, 2019.

The pattern is the same as before: news first, letter later. According to the video, $10,000 in XRP from the night of the letter was worth about $9,200 by Christmas Day.

Does Loadstar 3 really add up to 22?

The “22” pattern in Loadstar 2 and Loadstar 3 only works if you read the post times on the Pacific clock. Fans note that the digits of December 16, 2019 add up to 22. So do 5 + 8 + 9 and the digits of June 22, 2019, the Loadstar 2 date.

Reddit records posts in world time, not Pacific time. On that clock, Loadstar 2 went up on June 23 and Loadstar 3 on December 17. Both of those dates add up to 23.

The calendar also works against the pattern. In 2019, 36 days have digits that sum to 22, about one day in ten. That ties 22 for the most common digit sum of the year, level with 23, which also has 36 days. The host ran a computer check. Pick two random days in 2019, allow either clock, and count any of the numbers fans link to Bearableguy123. According to the video, both days match the same number about one time in 30. The video calls it a fun detail, not a lock.

Fans also cite a Christmas scene they date to December 20, 2019. It shows 589 on a whiteboard beside the word Swift, with Comex and Nostro also listed. The host couldn’t find a dated copy, so it remains a community claim. If the date holds, the picture repeats the earlier letter rather than predicting anything new.

How did Bearableguy123’s Christmas forecasts score?

Bearableguy123’s Christmas forecasts split two up and two down when scored one year out, and none named a direction. The video scores four of them using what happened to $10,000 in XRP from the night of each post. It leaves the 2020 castle out of the score.

Post Date What it said $10,000 one year later (per video)
Loadstar 1 Dec 2018 (on or after Dec 12) “2019 will be a very interesting year” About $4,700
Fireplace scene Dec 24, 2021 “Very interesting times are coming” About $3,860
Card table scene Dec 23, 2022 “2023 will bring to light the truth” About $17,500
Greenhouse scene Dec 24, 2023 “2024 #0000FF” and a word the video reads as Caelum About $37,900

A few details from the posts:

  • Fireplace, 2021: the bear in a tuxedo, three stockings in green, purple and yellow, a 2022 calendar, and the king looking in. Fans read the colors as Bitcoin, XRP and the dollar. That is a reading, not his words, though it matches the 2018 castle flags. According to the video, XRP was about 91 cents that morning and about 35 cents a year later.
  • Card table, 2022: the bear, king, knight, a hooded pair and a gray-haired man in a blue suit, with a ship painting in the same three colors. On July 13, 2023, Judge Analisa Torres ruled that Ripple’s programmatic sales of XRP on exchanges were not investment contracts. The same ruling went against Ripple on its direct sales to institutional buyers. The video notes that both sides had finished arguing the case by December 2022, so a decision was expected. The post didn’t say which way it would go.
  • Greenhouse, 2023: the bear watering a sunflower while the knight pushes the king out the door. #0000FF is computer code for pure blue. Caelum is a small constellation whose name means “the chisel”, which echoes the castle bear’s chisel. The video treats that link as a reading. The post named a color and a group of stars, not a price or a direction.

Documented, reading or claim: how to sort the evidence

The video ends by labelling each piece of evidence so the categories don’t blur together. It is a useful framework for any riddle or prediction post:

  1. Documented: the castle riddle existed by April 23, 2018.
  2. Documented: all three Loadstar letters were written after the news they discuss.
  3. Documented: the Christmas castle went up the day after the SEC sued Ripple.
  4. Documented: four Christmas posts from 2020 to 2023, dated to the minute.
  5. Reading: green, purple and yellow as Bitcoin, XRP and the dollar; Caelum as a nod to the chisel.
  6. Cipher garnish: Loadstar 3 landing on 22.
  7. Community claim: the December 2019 whiteboard scene and its date.
  8. Not supported: that any letter or Christmas picture called something before it happened.

The practical habit is to put a post’s timestamp next to the news timeline before reading meaning into it. The same check works on other riddles, such as the YES chart and the “4 days left” post. As the host puts it, keep the letters and the news on separate shelves, and nobody can sell you a rerun as a prediction.

What to watch next

The next and final episode of the series covers Ripple’s David Schwartz. The same April 2018 fan post names him. The episode will look at a strip of numbers in one of the bear’s pictures that fans say spells his name. The video says it will also cover Schwartz’s own comments on the bagpipes. The host is asking anyone with a dated copy of the original April 2018 castle or the December 2019 whiteboard scene to share it. Until those turn up, both stay in the unverified column.

Sources

Frequently asked questions

When did Bearableguy123 post the Christmas castle?

According to the video, he posted it at 6:34 p.m. Pacific time on December 23, 2020. The SEC had filed its lawsuit against Ripple the day before, on December 22, 2020.

What are the Bearableguy123 Loadstar letters?

They are three long letters Bearableguy123 posted and named Loadstars, an old word for the star sailors steer by. The video dates Loadstar 1 to on or after December 12, 2018, Loadstar 2 to June 22, 2019, and Loadstar 3 to December 16, 2019.

What did Bearableguy123 say 589 means?

In Loadstar 1 he called 589 'a code' for the Comex rule, nostro/vostro accounts being 'unleashed', and 'hope and knowledge'. The video reads this as turning a price target XRP was far from reaching into a code after the fact.

Did Loadstar 2 predict the Ripple and MoneyGram deal?

No, according to the video. Ripple and MoneyGram announced their deal on June 17, 2019, and Loadstar 2 went up on June 22, 2019, five days later.

Do the Loadstar letter dates really add up to 22?

Only on Pacific time. Reddit stamps posts in world time, which puts Loadstar 2 on June 23 and Loadstar 3 on December 17, and both of those dates sum to 23. The video also notes that 22 is tied for the most common date digit sum in 2019.

Full video transcript

From the video's captions, lightly formatted. Captions can mishear names and numbers, so check figures against the article above.

Did the castle warn anybody before the lawsuit? What do his Christmas letters actually say and when did he write them? Does Loadstar 3 really land on 22? And what did his Christmas forecast do to $10,000? December 23rd, 2020 6:34 in the evening Pacific time.

He posts a castle. A stone room with bands of color across the ceiling. A king watching from a window. A knight with his sword up and the bear standing on a stool with a hammer and a chisel carving into a block of stone. Under it, a string of numbers and letters nobody has cracked to everybody's satisfaction.

People still share this one as the warning. This wasn't the first castle. Last episode ended on a castle riddle fans were already arguing about in April 2018. The receipt is a fan blog post on Steemit stamped April 23rd, 2018. It calls the castle his most famous riddle.

A castle with a king, a jester, a bear, and a flag of XRP, Bitcoin, and the dollar with the initials IC. That fixes something I said in episode 3. I said the castle only showed up later in his Christmas post, which was wrong. His fans were talking about it by late April 2018. I couldn't find the original picture with the date on it.

But the castle is older than every Christmas post that we're about to read. Two and a half years later, the king and the bear are back. Now, with a knight. Colors across the top. Christmas didn't invent the castle.

Christmas brought the castle back. So did this one warn anybody? Check the two days before. On December 21st, Ripple's own boss told the world the SEC was about to sue. The SEC filed the lawsuit on December 22nd, 2020.

The castle went up the next evening. By then, the damage was done. XRP closed around 52 cents on the 21st. On the 23rd, the day he posted, it closed around 26. $10,000 had turned into about $5,000 before the castle showed up. That's a used car for your child gone in 2 days.

That's the first lock. The Christmas castle came after the lawsuit, not before it. Whatever it means, it wasn't a warning anybody could have used. If you'd rather trade the news than decode it, the desk that we put together is called Altcoin Pro, where we go through and work with you individually on your crypto portfolio. The link is down in the description when you want it.

Not advice. So, back to the board. Now, the letters. He wrote three long letters and called them Loadstars. A loadstar is an old word for the star sailors steer by.

The first one is a Christmas letter. It ends, "I am happy once again to wish you all a Merry Christmas." The copy you can read today was put back up on his Reddit profile in March of 2023. Fans date the original to December 2018, and the letter backs them up. It lists news by date, and the last date it names is December 12th, 2018. So, it was written on or after the 12th.

Think about where XRP was that week, around 31 cents. The 589 end-of-year picture from episode 1 needed it to go up about 1,900 times in under 3 weeks. So, what does the letter say about 589? Quote, "589 is a code for what was getting ready to happen at the end of the year. 589 is the COMEX rule.

See where it says COMEX? That's just a market in New York where people trade contracts on gold and other metals. Then 589 are the nostro vostro accounts unleashed. That's the money banks keep parked in each other's countries so that way they can send payments to each other. And 589 is hope and knowledge.

That's the move. The price missed. Then the number turned into a code. It's like a guy who bet the Cowboys by 30 telling you after the loss that 30 was really somebody's jersey's number. The letter also says 2019 will be a very interesting year. $10,000 in XRP on Christmas Eve 2018 was about $4700 by the next Christmas Eve.

Interesting? Not good. Loadstar 2 went up on June 22nd, 2019, 9:00 at night Pacific time. It opens like this. A couple of Christmases ago, I told you that some great things were coming.

Then it gets to MoneyGram. MoneyGram working with Walmart wasn't a convenient coincidence. It was purposely set up as a proving ground to test Ripple's tech. And he asked, "What happened on the 17th of June that had the banks and institutions scrambling to talk to Ripple?" June 17th is the day MoneyGram and Ripple announced their deal. Ripple put $30 into MoneyGram with up to 20 million more on the table.

It's right there in the MoneyGram's filing with the government. The letter went up a few days later on 22nd. That's the second lock. The letter explains the MoneyGram news after it was already public. He's walking you through the game film, not calling the play.

The letter closes with, "You should be ready." $10,000 in XRP the night it went up was about 6,800 a month later. Loadstar 3 came with a warm-up. December 15th, 2019, a poem on X. Loadstar 3, for it there's a test. One and two were given, three is a quest.

A journey ahead till treasures in sight. Location is hidden, a place 1 2 3. A bear, there there there. Superstitiously, that's treasure hunt talk on purpose. The next evening, December 16th, 5:49 Pacific, Loadstar 3 went up.

Two pieces of it get quoted the most. He says Lagarde, who ran the IMF, graduated to a bigger job at Europe's Central Bank. She took over as its president on November 1st. Then, why else would the Bank of International Settlements hire Coeurret? The Bank for International Settlements is the bank for the world's central banks.

It announced Benoît Coeurret as head of its new tech unit on November 11. Both were public weeks before the letter. Same pattern, news first, letter later. And he ends it. I wish you an incredible wonderful Christmas and a fantastic New Year.

By Christmas day, $10,000 from the night of the letter was about $9,200. Now, the number that everybody brings up, add the digits of December 16th, 2019. 2 0 1 9 1 2 1 6. 22. 5 + 8 + 9 is also 22.

And the Loadstar 2, June 22nd, 2019, adds up to 22 as well. Two letters, both on 22. So, I checked the clock. Reddit stamps posts in world time, not Pacific time on Reddit's own clock Loadstar 2 went up on June 23rd. Loadstar 3, December 17th.

Add those up and you get 23 both times. So, 22 only works if you pick the Pacific clock. And then I checked the calendar. In 2019, 36 days add up to 32. That's about one day in 10.

22 is tied for the most common digit sum of the whole year. It's like being amazed that your odometer ends in a zero. Someday it has to. I ran it by computer. Pick two random days in 2019, let me choose either clock, and let me count any of the numbers fans tie to him.

Both days land on the same one of those numbers about one try in 30. That's a fun lower third. It isn't a lock. Fans also point to a Christmas scene that they date to December 20th, 2019, with 589 on a whiteboard next to the word Swift. I couldn't pull a dated copy, so it stays a community claim for now.

But fans list the words on that board and Comex and Nostro are on it. Same excuse as the Christmas letter a year earlier. If that date holds, the picture repeats the letter. Now, the Christmas post we can date to the minute. Four in a row.

You've seen 2020, the castle, December 24th, 2021, the bear in a tuxedo by the fireplace, three stockings, green, purple, yellow, a 2022 calendar on the wall, the king outside looking in through the window, the words very interesting times are coming. Now, fans read green, purple, yellow as Bitcoin, XRP, and the dollar. That's a reading, not his words, but it fits the April 2018 castle which flew flags for those same three. XRP was about 91 cents that morning, a year later about 35. $10,000 became about 3860. Interesting times?

Sure. December 23rd, 2022 a card table. The bear, the king, the knight, the hooded pair, and a gray-haired man in a blue suit. A painting on the wall of a ship with green, purple, and yellow sails. The words, "2023 will bring to light the truth." On July 13th, 2023, a federal judge ruled that Ripple's XRP sales to regular buyers on exchanges didn't break the SEC's rules.

That's a truth coming to light if you want it to be. But both sides had already finished arguing for that ruling by December 2022. Everybody knew a decision was coming. He just didn't say which way. $10,000 that night was about 17,500 a year later. December 24th, 2023 12:21 in the morning Pacific, a greenhouse under a bright blue sky.

The bear watering a sunflower. The knight pushing the king out the door. The words, "2024 #0000FF Caeli um." Pound sign 0000FF is computer code for pure blue. Caelum is a small group of stars and the name means chisel. The castle bear from 2020 had a chisel in his hand, and that's a fun rhyme.

It's a reading. $10,000 that night was about 37,900 by the next Christmas Eve. Huge year, but the post named a color in a group of stars, not a price, not a direction, score his Christmas forecasts 1 year out. 2018, a very interesting year, down. 2021, interesting times, down. 2022, the truth, up.

2023, blue and a chisel, up. Two up, two down. That's a coin flip, and none of them said which way the coin would land. Label the board so comments don't blur it. Documented information here.

Documented label, the castle riddle was around by April 23rd, 2018. Also documented, all three Loadstar letters, in his own words, each written after the news it talked about. Also documented, the Christmas castle went up the day after the SEC sued. Also documented, four Christmas posts, 2020 through 2023, dated to the minute. Label this as a reading here, green, purple, yellow as Bitcoin, XRP and the dollar.

We're also reading Kaylum as a nod to the chisel. Label this one as the cipher garnish, Loadstar 3 on 22, and then label this one the community claim, the December 2019 whiteboard scene and its date. Label not supported that any letter or Christmas picture called something before it happened. The next episode is the finale. The Schwartz board.

We're talking about David Schwartz. That same April 2018 fans post names Ripple's David Schwartz, and fans started asking if he was the bear. The post puts him on the timeline with one word, later. There's a strip of numbers in one of the bear's own pictures that spells out his name. There's Schwartz in his own words, September 2026, on the bagpipes and there's all six episodes on one scorecard in plain dollars.

Same rule, receipts or it doesn't count. I didn't ask if 589 is real, I asked what the pictures actually lock. Tonight, the dates locked the letters. Episode 3 was the chart that dated itself. Episode 4 was the spring that dated itself.

Episode 5 is Christmas dated. And if you're still here, type 589 in the comment section. Also, let me know if you think it's planted information or documented information. And if you've got the original castle picture with an April 2018 date on it or the whiteboard scene with the date stamp, post the link in the comment section or reach out to me on Instagram @winwithryan on Instagram. I want to see that information.

Receipts over prophecy. That's what this video series has been proving. Now, I want to believe the prophecy, believe me more than you do with 589, but I'm also getting interested in digging into these facts and I want to bring you both sides of that. The castle riddle was real and older than Christmas. The Christmas castle was real and it came the day after the lawsuit.

The loadstar letters were real and each one explained news that was already out. And his Christmas forecast split two and two without ever picking a side. A fan with a flare, a calendar, and a good eye for the headlines. Keep the letters in the news on separate shelves and nobody can sell you a rerun as a prophecy. If you're holding $50,000 or more in crypto and you want the SGS system inside of Altcoin Pro, the link is down in the description.

There's a full video briefing in there. Bring a pen and paper because you're going to be able to take a bunch of notes. Free education there for you as well. Book the call immediately, those spots do fill up real fast. Everybody else, if you can't afford that yet, keep watching these free videos.

And you know what to do. Stay bullish. I'll see you at the top. This video is education, not financial advice. We're on our way to 400,000 subscribers.

We're 396,000. Make sure you smash that subscribe button. Leave me a comment. I like to chat it up with you guys down there. We'll see you on the next one.

Stay bullish.

[music] [music]

Education and commentary only, not financial advice. Crypto is volatile and you can lose money. Do your own research and speak to a qualified advisor before making investment decisions. Figures and quotes are as reported in the video on October 17, 2026 and may have changed since.