"4 Days Left to Buy XRP": Checking the Riddle Against the Record
A viral post said XRP buyers had four days left. Bullrunners traced the riddles behind it and checked them against filings, licenses and the actual price chart.
Key takeaways
- According to the video, XRP was around 55 cents on the day of the "four days left" post, a little above 60 cents four days later, near 75 cents two weeks after that, and later fell to about 38 cents.
- Some links in the riddle trail are documented: Ripple's Dubai license and regional headquarters, its Qatar and Bahrain partnerships, and the IMF note that lists the XRP Ledger as one chain among several.
- Other links are pattern matching, such as gematria searches, a captain's chair in a cartoon and a necklace. The video labels these as speculation.
- None of the documents, filings or sponsorships in the video gives a date for an XRP price move.
- The video's main point is that a deadline someone invented is different from a deadline someone filed, and that waiting on a date while an asset sits idle has a real cost.
An anonymous account on X once told XRP holders they had four days left to buy. The new Bullrunners video, hosted by Nick Anderson, does something decode videos rarely do: it checks. It follows the trail behind that post through a string of BearableGuy123 cartoon riddles, then sorts each link into what has a document behind it and what is people seeing shapes in clouds.
The short answer is that the deadline was wrong. The longer answer is more useful for holders. Some of what the riddle crowd points to is real and dated, but none of it comes with a price date. This article walks through both columns.
What happened after the “four days left” post?
Not much, and then a drop. According to the video, XRP was trading around 55 cents on February 26, 2024, the day the post went out. Four days later, at the supposed deadline, it was a little above 60 cents. It rose to almost 75 cents over the next two weeks, then later fell to about 38 cents.
The host’s point is that the date did more harm than being wrong. Anyone who went all in on that deadline sat through months of sideways trading and a drop, and many likely sold before any real move came.
What does the pearl in the riddle point to?
One BG123 cartoon shows three horses heading to a castle. A yellow road leads to an open oyster with a pearl by the sea, a purple path marked XRP leads to the castle, and a green BTC path leads nowhere. The video matches the oyster to the Corniche Pearl Monument on Doha’s waterfront in Qatar.
A shape match is not a document. But the video then lists Ripple activity in the region that is documented, as it reports it:
| Where | What the video says happened |
|---|---|
| Qatar | Qatar National Bank partnered with Ripple for cross-border payments in October 2021 |
| Qatar | Ryzer, a Ripple-backed company, was accepted into Qatar’s government Digital Assets Lab |
| Gulf region | Ripple partner Tranglo is expanding into Oman, Qatar and Bahrain |
| Dubai | Ripple was licensed by the Dubai Financial Services Authority and opened a regional headquarters in the DIFC |
| Dubai | Ripple Custody worked with Ctrl Alt and the Dubai Land Department on property title deeds on the XRP Ledger |
| UAE | Zand Bank and Mamo became Ripple Payments customers |
| Bahrain | Ripple partnered with Bahrain FinTech Bay |
| Saudi Arabia | Riyad Bank is exploring digital assets with Ripple |
The host is careful on the last line: exploring is not adopting. Saudi Arabia has not signed on to XRP.
The video also explains why a pearl is a loaded symbol. Before oil, pearls were Qatar’s main source of wealth. That trade collapsed in the 1930s once cultured pearls arrived, and oil, priced in dollars, took over. The host’s reading is that the riddle shows a reserve asset being replaced. That is an interpretation, not something the cartoon states.
Is the bear standing in SWIFT’s headquarters?
Possibly, but that is a visual match. An earlier BG123 image shows a bear watering a flower inside a glass-roofed atrium. The video compares it with SWIFT’s headquarters in La Hulpe, Belgium, which its architect describes as having “a transparent roofed atrium.” The resemblance is real. What it means, if anything, is guesswork.
The video then turns to numbers people attach to SWIFT. Ripple CEO Brad Garlinghouse has talked about Ripple reaching 14% of SWIFT’s liquidity within five years. Patrick Bet-David has cited analysts who think 5% to 10% of SWIFT’s volume could push XRP toward $100. The host warns that these measure different things, liquidity versus volume, and should not be combined into a price target. Both are third-party projections, and Bullrunners is not making a price prediction.
What did the IMF and the CFTC actually say?
The documented statements are narrower than the riddle crowd suggests.
- IMF: a July tokenization note lists the XRP Ledger, alongside Ethereum, Solana and Stellar, as chains a bank used to issue a euro stablecoin. The host says plainly that this is not the IMF backing XRP as a reserve currency.
- CFTC: Chairman Mike Selig said in an official statement that the agency is ready to ship its rules “for the new frontier of finance.”
The video connects that phrase to the Star Trek: New Frontier novels, a BG123 cartoon of a bear in a captain’s chair on the moon, and William Shatner promoting Elon Musk’s X Money. It then adds the key fact itself: Shatner has said X Money moves regular FDIC-insured dollars through Cross River Bank. So there is no public evidence that X Money runs on XRP.
Why does the video bring up gematria?
Gematria gives each letter a number, and phrases with the same total are treated as connected. The video runs phrases like “new frontier of finance” and Elon Musk’s December 2024 profile names, Kekius Maximus and Naughtius Maximus, through an online calculator, and lists what comes back.
The host frames this section as very speculative before showing a single result. With enough phrases, almost anything can be made to match. What is not a guess is the calendar: Musk changed his X profile name to Kekius Maximus on December 31, 2024, and the three-horses riddle was posted on December 24. Those dates are facts. What they mean is not.
The video also revisits The Economist’s January 1988 cover, “Get ready for a world currency,” which showed a phoenix coin dated 2018. The cover is real, and the video shows the archived issue. It does not show any link between that cover and XRP.
Which parts are documented, and which are speculation?
| Claim | What kind of claim it is |
|---|---|
| XRP’s price after the “four days” post | Price history |
| Ripple licenses and partnerships in Dubai, Qatar and Bahrain | Company and regulator announcements |
| IMF note listing the XRP Ledger | Published document, one chain among several |
| CFTC “new frontier of finance” quote | Official statement |
| Ripple sponsorships with Kansas, Florida and Louisville athletics | Announced by the schools |
| Riddle images matching real places | Visual resemblance |
| Gematria matches | Speculation, as the video says |
| Any date for an XRP price move | Not supported by any document in the video |
The real dates the video points to
The host argues that real deadlines exist, but they sit in payment-system schedules, not riddles. The Bank of England’s CHAPS system moved to the ISO 20022 messaging standard on June 19, 2023, and purpose codes become mandatory on all CHAPS payments in November 2027.
ISO 20022 is a standard for richer payment data, such as who is paying, why, and which legal entity is involved. It helps payment systems talk to each other. It is not a switch that turns on XRP, and it says nothing about XRP’s price.
A check before acting on a price deadline
The video’s closing argument is that the cost of chasing invented price dates is not only a bad entry. It is the years spent waiting with money that is doing nothing. A few questions follow from that:
- Is there a document? A license, filing or official schedule beats a cartoon or a calculator result.
- Does the source mention XRP itself, or only Ripple’s software, the XRP Ledger’s design, or blockchain in general?
- Who set the date? A regulator’s published timeline is different from an anonymous account’s countdown.
- What happens if the date passes? Decide in advance whether you would still hold the same position.
- What is the position doing while you wait? An idle holding still carries risk.
What to watch next
The checkable items are the ones the video lists with dates and sources: Ripple’s progress with Gulf banks such as Riyad Bank, further IMF and central bank publications on tokenization, the CFTC’s rulemaking, and the Bank of England’s 2027 CHAPS data deadline. For a related decode, see our earlier look at the BearableGuy123 “yes” chart. Treat any new countdown the same way the video does: check the chart, and look for the filing.
Frequently asked questions
Was the "four days left to buy XRP" post right?
No, according to the video. XRP was around 55 cents the day it was posted and just above 60 cents four days later. It rose to almost 75 cents over the next two weeks, then later fell to about 38 cents.
Who is BearableGuy123?
BearableGuy123, often shortened to BG123, is an anonymous account on X that posts cartoon riddles about XRP and finance. XRP fans try to decode the images. The account has not said who runs it.
Does the IMF support XRP?
No. The video points to an IMF tokenization note that lists the XRP Ledger alongside Ethereum, Solana and Stellar as chains a bank used to issue a euro stablecoin. The host says plainly that this is not an IMF endorsement of XRP.
Does X Money use XRP?
Not publicly. The video notes that William Shatner, who promoted X Money, has said it moves ordinary FDIC-insured dollars through Cross River Bank. The host calls the Star Trek link a pattern observation, not evidence.
What is gematria?
Gematria assigns a number to each letter and adds them up, so phrases with the same total are treated as linked. The video uses an online calculator and says the results are very speculative, because with enough phrases almost anything can be made to match.
Education and commentary only, not financial advice. Crypto is volatile and you can lose money. Do your own research and speak to a qualified advisor before making investment decisions. Figures and quotes are as reported in the video on October 12, 2026 and may have changed since.
